Getting a Loan

 


"I've recommended you to a couple friends already for mortgage services."


 

 

 

 

307 N. Olympic Ave.

Suite 201

Arlington, WA 98223

 

T/ 360.403.8334

F/ 360.403.8322

jeanne@threesixtyhome.com

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Getting a loan today is quite a bit different than it has been in the recent past. It's more important than ever to understand what loans are available, the details of the loans and what is required in order to get approved for the best loan for you.

 

To get a free list of questions to ask when interviewing mortgage companies and advisors- email us at Jeanne@threesixtyhome.com or call us at 360-403-8334 and leave a message with your name, phone # and specific request.

 

The loan process can be intimidating and confusing, not to mention stressful.  It's important that when you shop for a loan, you ask and fully understand the following points:

  • Identify the best loan program for you based upon your short, mid and long-term goals

  • Understand the details of the loan such as: daily interest rate and APR%, arm caps and rate change parameters, pre-payment penalties and early payoff options and interest only options and other "designer" loan features

  • Lay out the entire process of the loan and help you understand what to expect and when

  • Make sure you know what the full monthly payment will be with the mortgage program you select, including monthly taxes and insurance (and HOA dues and/or mortgage insurance, if applicable.)

  • Monitor the progress of your loan and ensure a timely close to your loan

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