The Process: Simple Overview

"You made buying our first home really memorable."

437 N. Olympic Ave.

Suite B

Arlington, WA 98223

T/ 360.403.8334

F/ 360.403.8322

jeanne@threesixtyhome.com

PHASE ONE

• Fill out 360 Home Client Contact Form

• Meet w/your 360 Home Advisor and your Mortgage Consultant:

• Sign Borrower’s Authorization Form and get a Credit Report (Personal Check or Cash For Credit Report– goes to Lender)

• Complete Your Loan Application

• Determine the best loan program that fits your needs and future goals

• Receive Pre-Approval for the Loan program you choose

PHASE TWO

• Shop for a Home with Your 360 Home Agent

• Make and Offer on Your Dream Home (Earnest Money Needed–goes to Escrow)

• Negotiate Purchase & Sale Agreement

• Mutual Acceptance– both Buyer and Seller agree to Purchase and Sale Contract

• Buyer Calls to Secure Hazard Insurance Policy for Home

• Home Inspection (Personal Check Needed– goes to Inspector)

• Negotiate Inspection w/Seller

• Inspection Contingency Waived
   

PHASE THREE

• Appraisal Ordered (Personal Check Needed– goes to Lender)

• Final Loan Approval

• Loan Documents Ordered

• Documents received and Prepared by Escrow

• Signing at Escrow Office (Certified Check is Needed for Down Payment and/or Closing Costs)

• Closing—Title is Transferred (Loan is Funded and Recorded)

• Possession!! You Get the Keys & Own the Home!

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